Protecting You.
Like Family.
Chris Hoff is a local, independent insurance agent specializing in Medicare, group health, and individual health plans. Personalized guidance, honest answers, and a real human on the other end of the line.
Insurance, Tailored To You.
Hoff Insurance Agency represents multiple top carriers, which means Chris finds the right plan for your situation, not the plan that's easiest to sell.
Medicare
Turning 65 soon? Medicare planning feels overwhelming.
Chris is AHIP-certified and walks you through it step by step. No pressure, no confusion.
- Medicare Advantage
- Medicare Supplement
- Prescription Drug (Part D)
Group Health
Your second-largest expense after payroll. Employees confused.
We design plans your team actually understands and appreciates. That retention matters.
- Employee benefits
- Voluntary benefits
- Dental & vision
Individual Health
Self-employed? Between jobs? Marketplace is confusing.
We find your fit without the runaround. Simple, honest recommendations.
- Individual & family plans
- Marketplace navigation
- Short-term options
Life & More
Not sure how much coverage you actually need.
We help you protect what matters. The right amount, not the upsell.
- Term & permanent life
- Disability income
- Accident & critical illness
Insurance Questions Checklist
The questions to ask before you sign anything. Drop your name and email and Chris will send it straight to your inbox.
Your Roadmap To Peace Of Mind.
No pressure, no jargon, no being passed around. Three simple steps to find coverage that actually fits your life.
Appointment
Schedule a no-pressure meeting to discuss your insurance needs. Phone, video, or in person — your call.
Review
Chris takes the time to learn about your situation, your family, your priorities, and your budget.
Recommend
Receive personalized insurance options explained in plain English, so you can choose with confidence.
A Real Person. A Real Phone Number.
Chris Hoff founded Hoff Insurance Agency in January 2019 after spending more than two decades in sales and leadership roles at Fortune 500 companies. The goal was simple: give people the personalized, flexible insurance guidance they were not getting from the big call centers.
Chris lives in Ponte Vedra, FL with his wife of 14 years and their son. When he is not helping clients sort through coverage options, he is on the beach with his family, traveling, or exploring the outdoors.
The Hoff Insurance Agency approach is built around listening first, selling second. You will not be rushed into a plan that does not fit. You will get straight answers, real explanations, and an agent who picks up the phone.
Proud Member Of The Local Community.
Chris is woven into the fabric of Ponte Vedra — partnering with local organizations, supporting neighbors, and showing up where it counts. That's not just good business. It means Chris understands your community's actual needs.
Four Reasons Clients Stay For Life.
Personalized Service
We listen to your needs and design coverage around your life, not the other way around.
Caring Support
Insurance can feel overwhelming. We meet you with empathy, patience, and zero pressure.
Clear Communication
Plans explained in plain English. No fine-print games, no surprise gotchas after enrollment.
Long-Term Relationship
We are here for the renewal, the life event, and the questions you have three years from now.
Real People, Real Results.
Thank you for making our open enrollment so easy this year. After 3 decades in the hotel industry, this was the smoothest enrollment I have ever been a part of, and almost every employee enrolled. We only had two waivers, which is unheard of. I have heard such great things from my staff about the benefits and the nice man who helped us.
I literally completed all the open enrollment paperwork for my company in less than 10 minutes. We have a new broker who uses a technology system that is better than peanut butter and chocolate. And we have a lot of stuff: healthcare, dental, disability, life insurance. If you aren't delighted with your healthcare onboarding and enrollment, I have the guy for you.
Employee Navigator has been an amazing platform for us. As an HR specialist I can pull deduction reports that print out all the employees' costs, which is extremely helpful when I enter payroll deductions. This alone saves me so much time, and I can add links to all of our products for our employees. Thank you for bringing this to us.
Getting my insurance in place required a lot of information and decisions. Chris knows his business. He listened, understood and helped provide me with great solutions. I highly recommend him! A+++.
Independent Means More Options.
Hoff Insurance Agency is appointed with top national and regional carriers, so you get the plan that fits, not the plan we are stuck selling.
Simplify Benefits With Employee Navigator.
Give your employees a dedicated benefit guide. Better understanding leads to better engagement—and real retention.
Employers: Watch The 2 Minute Video Here
Learn More About Employee Navigator
Let's Talk About Your Coverage.
Call, email, or connect on LinkedIn. Chris responds personally, usually the same day. No call trees, no waiting on a stranger.